InsightsGuide · Buying and building

Steel vs timber frames, and termite protection

The two common house frames in south-east Queensland, how they differ, and the ongoing cost of termite inspections.

Educational information only

This guide is general, educational information to help you understand typical costs and choices. Prices are approximate, based on examples seen in south-east Queensland in 2024–2026, and will vary with location, size, materials, supplier and time. It is not financial, legal, building or professional advice, and not a quote. Always get written quotes from licensed trades and check your own contracts before making decisions.

A blue steel house frame behind site fencing
A steel frame
A two-storey timber frame with scaffolding
A timber frame with scaffolding
Timber pest inspection$195 – $265

A year

Most commonTreated pine

In project homes

Steel framesTermite-proof

Frame only; the rest still needs protection

Inspection frequencyEvery 12 months

Often a warranty condition

How they compare

Single-storey steel frame with roof on
Steel frame with the roof on
Timber wall frames and trusses on a slab
Timber frames and trusses inside
Timber (treated pine)Steel
TermitesTreated, but still needs a barrierFrame cannot be eaten
StraightnessCan shrink or twist slightlyStays straight
CostUsually the base optionOften similar or a little more
Changes on siteEasy to cut and add noggingsHarder to alter later
TradesEvery carpenter can work with itSome trades prefer timber

Termite protection

  • New houses come with a termite management system (a chemical or physical barrier) and a warranty
  • Most warranties require a timber pest inspection every 12 months, about $195–$265
  • Keep garden beds, mulch and fence posts from bridging the barrier near the slab
  • Steel frames still have timber doors, cabinetry and skirting that termites can reach

Related guides

Disclaimer

Everything on this page is for educational and informational purposes only. Costs, prices, interest rates, rules and government schemes change over time, and the figures shown are approximate examples that may already be out of date. Nothing here is financial, tax, legal, building or professional advice, a recommendation or a quote. Do your own research, get written quotes and seek advice from qualified professionals before making any decision.

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