Analysis

Worked property analyses

How we lay out the numbers behind a property decision. Each example uses a fictional property and rounded 2026 figures, so you can follow the method.

Structured information, not advice

GetPost Labs is a technology company. We work with property data: the data you supply (loans, rent, costs, documents) and the data we research (sales, rents, rates and rules), and we apply our experience in building data and software systems to lay it out clearly. The outcome is structured information to help you answer your own questions with data. It is not financial, tax, legal, credit or valuation advice, and it is not a recommendation to buy, hold or sell.

The property, address and owners in this example are fictional, and the figures are rounded 2026 assumptions. Real outcomes depend on your circumstances and the market, so check decisions with a licensed financial adviser, accountant or registered valuer.

Sell and buyTwo transactions

Selling one home to buy another

A family of four sells their three-bedroom home to buy a bigger one nearby: every cost on both sides, the new loan and three ways to do it.

Stamp duty $45kAgent and marketing $23kOther buying costs $11kOther selling costs $2k
$80,265Cost of changing homes
$5,146New monthly repayment

Key findingChanging homes costs about $80,265, most of it stamp duty and the agent. Keeping the old home as a rental more than doubles the debt.

Sale · Purchase · Loan · Options · TimelineRead the analysis
Hold vs sell10-year model

Hold or sell an investment property?

A couple tops up an investment house every month. Sell now and pay down their home loan, or hold for ten years and sell then?

3.3%Growth 0–7% a year━ Hold ┅ Sell now
$280,289Cash if sold today
3.3%Break-even growth

Key findingIt turns on growth. Below about 3.3% a year selling wins; at 5% holding is about $178,057 ahead after ten years.

Cash flow · Tax · CGT · ScenariosRead the analysis
Buy analysisIncome model

Buying a unit block: does it pay its way?

An investor weighs up a six-unit student block near a university. How much to borrow, and does the rent cover the loan?

$11k70% loan$70kHalf loan$220kAll cash
6.5%Gross yield
4.5%Net yield

Key findingThe block earns less than the loan costs. At the usual 70% loan it clears only $10,500 in year one.

Yields · Costs · Funding · 10-year cash flowRead the analysis
New buildMonth by month

House and land: the full cost of a new build

An investor buys a 420 m² lot and builds a four-bedroom home: land, build, stamp duty, stage payments and interest.

$1.2MOct 2026Nov 2027
14 monthsContract to keys
$1.17MAll-in cost

Key findingFrom contract to keys takes about 14 months; every payment, loan draw and interest charge is laid out in date order.

Costs · Funding · Stages · Interest · TimelineRead the analysis
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  • Built from the data you supply and the data we research
  • Cash flow, tax and scenarios laid out year by year
  • Structured information to support your decision, not advice
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