This guide is general, educational information to help you understand typical costs and choices. Prices are approximate, based on examples seen in south-east Queensland in 2024–2026, and will vary with location, size, materials, supplier and time. It is not financial, legal, building or professional advice, and not a quote. Always get written quotes from licensed trades and check your own contracts before making decisions.
Often in two parts
Of the land price (investor)
On vacant land for a first home
Before council lodgement
Example settlement costs
Rates and land tax are adjusted between buyer and seller at settlement, so expect a few hundred dollars either way.
| Cost | $250,000 lot (2022) | $340,000 lot (2024) |
|---|---|---|
| Stamp duty (no concession) | $7,140 | $10,325 |
| Titles registration | $653 | $1,161 |
| Conveyancer | $963 | $1,155 |
| Electronic settlement fee | $118 | $137 |
Rule of thumb
| Land price | All-in cost (approx.) |
|---|---|
| $400,000 | about $414,000 |
| $700,000 | about $727,000 |
| $800,000 | about $832,000 |
Without first home concessions. See the 2026 rules article for first home buyer exemptions.
Before you build
- Most estates require design (covenant) approval before plans go to council or the certifier
- Interest on the land loan starts at settlement, even before construction
- Ask about soil class and fill; it affects slab cost
Related guides
Everything on this page is for educational and informational purposes only. Costs, prices, interest rates, rules and government schemes change over time, and the figures shown are approximate examples that may already be out of date. Nothing here is financial, tax, legal, building or professional advice, a recommendation or a quote. Do your own research, get written quotes and seek advice from qualified professionals before making any decision.